We Are Independently Trained Professionals
Licensed to Represent and Provide You With the Best Advice for Your Mortgage Needs
A Mortgage Broker’s primary expertise is to locate funding for mortgage financing. We know where the best rates can be found. What’s more, we have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
Working Hard to Find You the Best Options
Brokers are not limited in the product they can offer you. We seek out the best lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust, Insurance Company, or Private Funds.
There are a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today’s very competitive marketplace intimidates many Canadian homebuyers. It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your needs.
Choosing the wrong mortgage can cost you thousands of extra dollars. Let us help you save on your mortgage dollar.
10 Reasons You Should Use a Lexon Agent
- We have access to different lenders, banks, trust companies, investors and financial institutions
- Fast credit and loan pre-approvals with no cost or obligation. (Some conditions may apply)
- We’re experts at matching you with the best-suited mortgage
- Short and long-term rate holds, guaranteed to lock in at a low interest rate for future purchase
- We work hard for YOU, not the bank
- Up-to-date on all the mortgage rates, terms and re-payment options available on the market
- We specialize in mortgages and are knowledgeable on current trends
- Brokers increase competition in the market place, thus keeping rates low
- Save you time and money!
- Brokers have a vested interest in satisfying your needs, especially because we rely on referrals and repeat business
Other Than Rates, How Else Can You Help Me?
In addition to rates, because mortgage-based financing is our primary business, we have developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favourable rates for each project, but often whether a project is funded at all.
How Do You Find the Best Rates?
Interest rates are a concern to borrowers. Because of our frequent contact with lenders, we know which project or home attracts a favourable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.
These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution’s portfolio in a particular type of mortgage. Your Mortgage Agent keeps current and knows which lender to approach first. As a result, mortgage rates obtained by our agents are among the best available at the time of placement.
Why Should I Seek You First?
A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly.
Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent. We are trained to present your mortgage proposal where and how it will get the most immediate, positive result.
You don’t call an insurance company for insurance – you use an insurance broker, because of their expertise, product knowledge and rates. So remember, call us first!
How Do You Get Better Deals Than Many of the Big Banks?
The lenders who work with us include traditional sources, such as chartered banks, and trust companies, as well as corporate and private pension funds.
In addition to these sources, we’ve develop professional relationships with private sources of funds, termed private lenders. These lenders can provide many various mortgage products not available at conventional sources.